Ridesharing companies such as Uber and Lyft have now become a popular way
to get around town. Whether you are visiting a new city or need a ride
home after consuming alcohol, you can request an affordable ride from
your cellphone and get picked up within a matter of minutes.
But what happens if you are involved in a
car accident while riding an Uber or Lyft in Connecticut and suffer an injury? Who
is liable to pay for your medical bills, lost wages, and pain and suffering?
If the crash was caused by another driver, you would file a car accident
claim or personal injury lawsuit against the at-fault driver. Connecticut
is a fault-based state, which means injured parties must file claims with
the liable party or their insurance company to recover monetary damages.
On the other hand, if the Uber or Lyft driver is at fault, you must initially
file a claim against the rideshare driver’s insurance. If the driver
carries commercial auto insurance or a personal auto insurance policy
that has a special provision to perform rideshare services, his/her policy
should cover your expenses.
However, most rideshare drivers do not possess these types of insurance
coverages, which means they won’t have enough money to cover your
injuries. Fortunately, rideshare companies provide coverage to injured
passengers once their drivers’ insurance policy has been depleted.
Uber and Lyft provide up to $1 million in third-party liability insurance
coverage for personal injuries and property damage. If the at-fault driver
is unknown, they also have up to $1 million in
uninsured/underinsured motorist coverage per accident.
Remember, these powerful companies and their insurers will do their best
to deny your entire claim or reduce your entitled compensation. It is
imperative to hire an experienced attorney who can protect your rights
and best interests throughout the legal process to maximize your award
to make the best possible recovery from injury.
For more information about Uber/Lyft accidents in Hartford,
contact Zayas Law Firm today at (888) 486-3037 and request a
free case evaluation.